Frequently Asked Questions

Our core business model is built around comprehensive financial planning. We take a holistic approach—considering every aspect of your financial life, including investments, tax strategies, estate planning, risk management, and more. That said, we also work with individuals who may not yet be ready for a full-scale planning engagement but still value experienced financial guidance and strategic investment management.

The majority of the assets we manage are held in advisory accounts, where we serve as fiduciaries. We utilize a mix of sophisticated investment strategies, including unified managed accounts (UMAs), separately managed accounts (SMAs), and proprietary portfolios tailored to your financial objectives. Our advisory fee structure starts at 1.2% and decreases based on the amount of assets under management.

Yes. Protection planning is a key part of our approach to financial independence. As an independent firm, we have access to premier insurance and protection solutions from top carriers nationwide. Because we’re not tied to any particular provider or required to sell specific products, we can offer objective, strategy-first recommendations aligned with your long-term goals.

We collaborate closely with your estate attorney and CPA to help ensure your legal and tax strategies are fully aligned with your overall financial plan. While we do not draft legal documents or file tax returns, we take an active role in the planning process. This coordinated approach—where each professional remains accountable within their area of expertise—helps provide clarity, continuity, and confidence in your financial future.

It starts with a conversation. We offer an initial discovery call—held virtually or by phone—to understand your unique circumstances and determine whether a follow-up meeting makes sense. There is no cost for this introductory call or a first in-person consultation. It’s a chance for both sides to explore alignment before moving forward.