Planning for Executives, Business Owners and Retirees Unlike many other financial representatives and agents, as Financial Planners we believe in building a long-term, sustainable relationship. We focus on offering you autonomy, being agile with the products/ services we provide, and seeing you through the journey.Working professionals who engage our practice are often active and successful people, advancing in their careers while trying to create a nest egg and build wealth. We serve as your primary financial partner during these busy years, from understanding your cash flow to overseeing your retirement plan(s), insurance and investments, planning for your children's education and incorporating proactive tax reduction and estate preservation strategies.Our retiree clients often seek guidance on navigating gifting mythologies, need help protecting their assets, and want to leave a legacy. In most cases, clients often find themselves with various accounts and policies spread out all over the place, at various banks, mutual fund companies, in company retirement plans and elsewhere. We work to organize and coordinate these assets towards specific objectives. Planning for Executives Cash Flow and Liquidity Needs PlanningTax Reduction StrategiesGroup Benefits AnalysisDetailed Portfolio Review and Investment Management ProgramsHedging Strategies for Single Stock ConcentrationEmployee Stock Option and Restricted Stock PlanningTax Effecient Accumulation StrategiesRetirement Planning Planning for Business Owners Maximize EquityProtect AssetsBuild for RetirementPreserve WealthBusiness Valuations*Detailed Cash Flow PlanningStrategies to Maximize After-Tax Investment ReturnsTax Efficient Accumulation StrategiesStrategies to Minimize Financial Risk and UncertaintyTransfer and Exit Strategies *Offered through 3rd party non-affiliated resources Planning for Retirees Retirement Income PlanningAdvice on Property Titling/ OwnershipBeneficiary ReviewsLong-Term Healthcare ConsiderationsPhilanthropic and Other Gifting StrategiesInvestment Management ProgramsEstate and Beneficiary PlanningThese are only a sampling of the services we provide at Cleveland Financial Group. Our financial planning approach is comprehensive and all encompassing. Clients often tell us: "This is the financial planning we always wanted. We just didn't know where to turn."